A monthly note on markets, money, and long-term thinking
A short monthly note sharing perspective on markets, planning decisions, and the things that actually matter over the long term.
What I share
How to think about markets after strong years, not what to predict next
The difference between noise and information in headlines and charts
Practical reminders that protect long-term decisions from short-term emotion
Ideas, charts, and perspectives worth your time
Occasional reflections on planning, legacy, and living well
Recent topics include
Why short-term market numbers don’t matter
What three strong years really mean for investors
Inflation as the real long-term risk to cash
Why patience and preparation often matter more than prediction
Rational optimism in a negative news cycle
Written by an independent, FCA-regulated financial planner.