Recommendation Meeting
Clear advice. Plain English. No pressure.
This meeting is where your agreed direction is presented as a clear, structured recommendation, so you can understand it fully before deciding what happens next.
What to expect from the Recommendation Meeting
The Recommendation Meeting is a clear, structured walkthrough of your personalised advice.
We’ll talk through what’s being recommended, why it’s appropriate for you, and how it supports the direction we’ve agreed, all in plain English.
We’ll cover the implications, trade-offs, and timing, so you can see how the plan works in practice.
There’s no expectation to decide on the spot.
The purpose of this meeting is clarity and understanding, so you can move forward with confidence — at your own pace.
What the Planning Meeting is for
This meeting is about confirming decisions and moving from clarity into action.
In this meeting, we focus on understanding:
This meeting is about confirming decisions and moving from clarity into action.
Explaining each recommendation and the reasoning behind it
Understanding how the advice fits your wider financial picture
Talking through implications, timing, and any practical considerations
Making sure everything feels clear, considered, and aligned before anything happens
What you’ll leave with
By the end of the meeting, you’ll have:
In this meeting, we focus on understanding:
A clear understanding of the recommended strategy
Confidence in why this approach makes sense for you
Clarity on costs, risks, and implications, now and over time
A clear view of what implementation would involve, step by step
The space to decide whether you’re happy to proceed
You’re under no obligation to continue beyond this point.
Your Recommendation Report
The Recommendation Report turns the direction we’ve agreed into a clear, structured plan.
It brings together your financial information, priorities, and the outcomes discussed in your Planning Meeting and sets out, clearly and objectively, what I believe makes the most sense from an advice perspective.
This is where ideas become decisions.
The Recommendation Report provides a clear explanation of:
The strategy we’ve agreed and why it’s appropriate for you
How different parts of your financial life fit together
The trade-offs considered and why certain options were discounted
The implications of the recommended approach, now and over time
It’s designed to remove uncertainty not add complexity
It’s about understanding your choices clearly enough to move forward with confidence
The report is written in plain English and presented clearly, so you can see:
What’s being recommended
Why it’s being recommended
What it means for you, your family, and your future
This is not about forcing a perfect outcome.
It’s about giving you a well-reasoned, transparent plan so you can move forward with confidence, knowing the decisions are aligned with both your finances and your life.
What happens after the meeting
After the Recommendation Meeting, you’ll have time to reflect on the plan we’ve discussed and the decisions in front of you.
Nothing needs to be agreed on the spot. You can take the Recommendation Report away, revisit it in your own time, and consider how it feels alongside your wider life and priorities.
If you’re happy with the recommendations, we can proceed at this stage. That involves completing the necessary paperwork and formalising the advice so it can be implemented.
Once that’s in place, I go away and put the agreed plan into action, handling the implementation in line with what we’ve discussed and the pace you’re comfortable with.
If you’d prefer to pause, ask further questions, or take more time before deciding, that’s completely fine too.
The plan is there to support you — not to rush you.
The timing, the pace, and whether you proceed at all are always your choice.
How to approach the Recommendation Meeting
Turning clarity into considered decisions
The Recommendation Meeting is where we review the plan built from the direction we agreed in the Planning Meeting.
I’ll walk you through your Recommendation Report in full, explaining the rationale behind each recommendation, how the pieces fit together, and what the implications are both practically and emotionally.
Nothing in this meeting is rushed. There’s no expectation to agree to everything, and no pressure to move faster than you’re comfortable with. Your role is to understand the recommendations clearly, ask questions, and decide what feels right for you.
This is also where we talk through timing and priorities. Some actions may make sense now, others later, and some not at all. The plan is not all-or-nothing.
If you choose to proceed, we agree what to implement, when, and in what order.
If you’d prefer to pause or adjust the plan, that’s completely fine too.
The purpose of this meeting is not to force a decision — it’s to give you the confidence to make the right ones, at your pace.
If you’d like to continue
You can book a Foundations Meeting at a time that works for you below.
Independent advice
FCA regulated
A relaxed first step